Second Chance Checking

ChexSystemsVictims

Many people that are reported to chexsystems are unable to open an account. Some bank have second chance checking that they do offer to those reported to chexsystems or those that have credit issues and problems. My local lists do show second chance accounts that are available in every state. Options do depend on where you live. There are also some banks and credit unions that do not use chexsystems at all. I have found these banks and credit unions and have compiled them in a list.

Name of Bank	Peoples Bank
URL	http://www.peoplescashsolutions.com/
Form of Verification used by bank	chexsystems
Special Notes	Although this is not a local account, Anyone can get this account, NO ONE is turned down. It does NOT matter where you live, you will be approved. this application must be mailed in ONLY, it can not be faxed PEOPLES BANK DOES NOT PARTICIPATE IN DEPOSIT SHARING) All deposits must be mailed in If you have been reported as “ fraud or suspected fraud” you will be denied
Membership Information:
Email From Bank	See the FAQs page http://www.peoplescashsolutions.com/second-chance-checking/faq.html
Types of accounts offered	Personal checking, second chance

Locations
	You do not need to be local to this bank to get an account

I have been researching banks and credit unions for more than 8 years now and helping people reported to chexsystems.

To see a local listing of banks and credit unions go to my local lists page for instructions. Some states have second chance accounts available.

LOCAL BANK LIST PAGE

Everyone is approved!!!!

Another great feature in some cities are the ING DIRECT cafes. These are cafes where you can do everything that you can do at any bank branch.

Chicago
Location: 21 E. Chestnut Street

Los Angeles
Location: Corner of Santa Monica Blvd. and the 405 Fwy.

New York City
Location: 45 E. 49th Street, between Madison and Park Avenues.

New York City
Location: 968 3rd Ave, at 58th St.

St. Cloud
Location: 30 7th Avenue South

Honolulu
Location: 1958 Kalakaua Ave.

Philadelphia
Location: Corner of 17th and Walnut Streets.

Wilmington
Location: 802 Delaware Ave.

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